Ko-fi is free for one-off tips but takes a cut of shop sales and memberships unless you pay for Gold. Here are six alternatives, ranked by what you keep from the same month of sales. We make OneSol, so check our row hardest — every fee links to the tool's own pricing page.
Free to start · No credit card · Keep 100% of your sales
Short answer
The best Ko-fi alternatives are OneSol, Buy Me a Coffee, Patreon, Gumroad, Payhip and Beacons. Ko-fi takes nothing from one-off tips but takes a cut of shop sales, memberships and commissions on its free plan. OneSol takes 0% on Pro ($9/month) because supporters pay straight into your own Stripe, PayPal or Razorpay account, and the same link also runs a store, courses, bookings and AI forms. The page itself is free with no credit card.
Ko-fi is a lovely way to accept support, but when you start selling more than a coffee you outgrow it. OneSol is the alternative that keeps the simple tip button and adds a full link-in-bio store, digital products, courses, bookings and AI forms — all on one page, free to start.
Ranked by what you keep
Each tool is ranked on the same month: a $29 product sold 25 times ($725 of sales), on whichever of its plans leaves you the most, billed monthly, at Stripe’s standard US card rate. We make OneSol, so read our row with that in mind — then check every number against the source link under it.
You keep $687.48 of $725
Best for: Selling from your bio, with forms, bookings and events on the same link.
You keep $666.48 of $725
Best for: A free creator page with a store and media kit built in.
You keep $660.23 of $725
Best for: Digital downloads and courses, with every feature on every plan.
You keep $656.92 of $725
Best for: Simple tips and supporter memberships, with nothing to set up.
You keep $623.73 of $725
Best for: Recurring memberships on the best-known membership platform.
You keep $611.48 of $725
Best for: Testing a first digital product with no monthly bill.
You keep $684.48 of $725
Everything you need to sell online — in one place, free to start.
| Feature | OneSol | Ko-fi |
|---|---|---|
| Free plan to start | ||
| Accept tips / donations | Pro, $9/mo | |
| Keep 100% (your own Stripe) | Pro, $9/mo | Shop fee on free |
| Full link-in-bio storefront | Basic shop | |
| AI form & survey builder | ||
| Host online courses | ||
| 1:1 appointment booking | ||
| Sell event tickets | Pro, $9/mo | |
| Custom domain | Max, $29/mo | Paid |
Comparison based on publicly available information. Ko-fi's features and pricing may change — check their site for the latest.
The numbers, from Ko-fi’s own pricing page
That is $725 of sales on their cheapest way to sell (Gold, $12 a month). The same month on OneSol leaves you $687.48 — $3 more, or $36 over a year.
“Ko-fi Free - Pay 0% on one-time tips. A flat 5% service fee applies to anything else, such as shop items, memberships, monthly tips, and commissions.”Ko-fi pricing, checked 2026-09-17
OneSol takes nothing from your sales because the money never reaches us — customers pay into your own Stripe, PayPal or Razorpay account. Card processing is your processor’s charge, which everyone here pays.
Put in your own price and volumeKeep the one-tap support button and add products, courses and bookings on the same page.
Payments land directly in your own Stripe account — no platform cut on your sales.
Describe what you offer and the AI builds your pages and forms for you.
Launch your page free today, no card needed. Selling needs Pro ($9/month); a custom domain comes with Max.
Sign up free and claim your onesol.io/yourname handle.
Add a tip option, products and links — or let AI draft them.
Connect Stripe in one click to take payments.
Share your one link. Done — you're live.
Yes, to start. Your link-in-bio, storefront page, AI forms, events and bookings are free with no credit card. Taking payments needs Pro ($9/month), and from then on OneSol takes 0% of what you sell.
It takes minutes. Create your OneSol page, add your links and products, then swap the single link in your bio. There's nothing technical to set up.
No. Payments run through your own Stripe account and land directly with you — OneSol never holds or skims your money. Beyond your Pro ($9/month) plan, the only charge on a sale is Stripe's standard processing fee.
None. Describe what you want and OneSol's AI builds your forms and store; everything else is simple clicks with beautiful themes built in.
Build your whole business on one link — free to start, no card needed.
Start free